SETTLEMENT AGREEMENT WITH CFPB REGARDING A MAJOR MORTGAGE AUDITOR

DETAILS AND WHAT TO DO NOW FOR AUDIT AND QUITE TITLE SUPPORT SERVICES MOVING FORWARD

Its is not all bad news, read below.

FOR IMMEDIATE RELEASE: LOS ANGELES, CA / June 26, 2020: CFLA and Andrew Lehman have reached a settlement with the CFPB Consumer Financial Protection Bureau, to stop offering the following services to its clients effective immediately: Bloomberg Securitization Audits, Quiet Title Packages, and Mortgage Securitization Analyst Training Classes.

CFLA has spent 13 great years in business with an excellent reputation. Over the past 3 years CFLA has spent in aggressive litigation with the CFPB (since August 7, 2017) and caused some one million pages of document productions, 1,000’s of hours of lawyer labor, and took the CFPB all the way to the United States Supreme Court in the matter of CFPB v. Seila Law, wherein the foregone conclusion is that despite the CFPB being a self-declared “unconstitutional agency” at all times during this persecution, and prosecute you on a law that this “unconstitutional agency” created from its own authorship, investigator, prosecutor, judge, jury, and executioner. That is the reality of the state of the world today in America.

Despite the fact that CFLA services were beneficial to the consumers, which was clearly established by the hundreds of declarations by customers in support of CFLA…(thank you everyone that contributed). And despite NO consumers willing to come forward for the CFPB to state they were “Harmed” by the products and services of Lehman or CFLA.

HOWEVER, MY FRIENDS, SOMETIMES BIG BANKS AND BIG GOVERNMENTS ARE TOO BIG TO FAIL AND TOO BIG TO BE EXPOSED. I AM THE APPARENT MARTYR FOR THE INDUSTRY OF NOT JUST AUDITING BUT FORECLOSURE DEFENSE TOO. [See Regulation O 12 C.F.R. 1015 et seq.]

In obtaining this relief; the CFPB did not have to prove there was harm to the public or harm to the consumer by CFLA and were unable to do so in Court, however……

In controlling 9th Circuit precedent under (FTC v. Consumer Def., Ltd. Liab. Co., 926 F.3d 1208 (9th Cir. 2019); In a Federal 9th Circuit District Court a Federal Agency tasked with Enforcement of Consumer Protection Laws, the Federal district court is only required (i) to weigh equities; and (ii) to consider the FTC's likelihood of ultimate success before entering a preliminary injunction. Harm to the public interest is presumed.”) (citation omitted) (emphasis added); see also Odessa, 833 F.2d at 175(“Where an injunction is authorized by statute, and the statutory conditions are satisfied.

…the agency to whom the enforcement of the right has been entrusted is not required to show irreparable injury… FTC v. Consumer Def., Ltd. Liab. Co., 926 F.3d 1208 (9th Cir. 2019)

Where the statute specifically authorizes injunctive relief, irreparable injury should be presumed from the very fact that the statute has been violated. FTC v. Consumer Def., Ltd. Liab. Co., 926 F.3d 1208 (9th Cir. 2019)

Long standing precedent is that Public Equities interests always outweigh Private Interests.. Id.

So harm to the public is presumed, no irreparable harm required, no injury to the public required, and the balance of equities always favors the public interest over the private interests… SO ESSENTIALLY “OPINIONS” of CFPB Enforcement Agents were taken as “Material facts” but yet Defendants were never even allowed to rebut that presumption in court under the rights guaranteed by the United States

Constitution Due Process of Law. CFLA has No Due Process Rights Available, (Against the CFPB) and thus our fight ends here the against the FED in FED COURT. Constitutional Rights are a 20th Century Phenomenon and as we all struggle and lose a few rights at a time, eventually all our constitutional rights will be taken away.

I did not enter into this settlement voluntarily but rather after having all my civil liberties destroyed, staff members bullied and intimidated, and being papered to death for 3 intense years of costly litigation that bankrupted CFLA prior to this settlement. (legal bill approaching $1,000,000.00) That’s how it works, folks.

Every American has lost some of its constitutional rights today. I can think of nothing more American than knowing precisely who owns your mortgage loan. Today we lost one of our best leaders in that field. I leave you with all of our MSA Analyst Training Videos (500 Hours), Seminars (100 Hours), and State Bar CLE (100 Hours) for free on YouTube HERE

See the government article and alleged claims – HERE

Also, the Bloomberg Securitization Audit, Quiet Title Packages, and Expert Witness Services will STILL be supported and provided by the Premium Member community of soldiers like https://www.youarelaw.org – ask them for the resource and pricing if in one of the training support programs.

Not all is lost, there are still services available who have expressed their intent to support the CFLA work product for consumers in the USA, Canada, the UK, Ireland, EU, and Australia, among others. Each has served dutifully for 5+ years at CFLA and they are experts at the process. If you are a Premium member of Youarelaw.org/join – you may ask about these services.

Banks will continue to secret the securitization of Residential Mortgage Backed Securities Trusts to Home Owners of these mortgages. Likewise, investors will still materially misrepresent the value and substance of these offerings to American, and overseas Investment groups.

Furthermore, many average Americans unknowingly have their retirement, 401K, Social Security Benefits, Pension Funds, sucked dry by these same RMBS Offerings that I was exposing for the common man. That was really my goal and I pray it continues that these services are available to the common man at a price point every man or woman in this country could reconcile.

Today, I am free of the tyranny of Government, though today is a sad day for those of us that want accountability of Government, and Banking Institutions. Today is a sad day for the average American. I am an average American.

To those persons I am helping or was helping and can no longer receive my help, I am truly sorry. This was not my choice — I fought until the end. To those that will continue this battle, God Bless You and Great Successes to You,

From – ANDREW LEHMAN / Founder of the now-former “CFLA” Certified Forensic Loan Auditors, LLC (2007)

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Important Strategy Notes

In spite of a great auditing form being taken out, many more options remain. Stay in the fight.

Remember, most mortgage foreclosure and other credit based cases, come down to the “Lending party” not having standing or authenticated — if you set it up and object correctly. They will try to get a judgment without original evidence under rule FRE 1001, 1002, 1003 — supported by a witness with firsthand knowledge of the transfer of actual bank assets to you in the beginning, thus lacking standing.

Their attorney merely saying they are the creditor is not enough (same for all credit based lawsuits). But if you don't object properly and create a record the right way, and show the judge made an error on the objection ruling, you have not made a record and have no grounds for appeal…and you lose. This strategy is key and usually who people lose.

If you know what you are doing, losing your objection can be a good thing, if the judge errors and you catch it.

Learn more about these methods and discussions as a Premium Member – details are at – https://www.youarelaw.org/join

You will also need the How to Win Without a Lawyer Optional course at – https://www.youarelaw.org/jd

 

See you in the member area.

TJ

!!!