DD 6.1 — What to Say When a Collector Calls – You Are Law

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Delete Debt

Delete Debt AI Help Bot

DD 1.1 — Delete Debt Welcome: What This Course Will and Won't Do
DD 1.2 — Why Going to Collections Is Actually Good News
DD 1.3 — How the Credit System Actually Works
DD 1.4 — What Debt This Process Works Best For
DD 1.5 — The Three-Step Fast Start Process Overview

DD 2.1 — The Fair Debt Collection Practices Act (FDCPA): Your Primary Weapon
DD 2.2 — What Collectors Are Legally Prohibited From Doing
DD 2.3 — The Fair Credit Reporting Act (FCRA): Your Credit Repair Authority
DD 2.4 — Key Case Law: Real Court Decisions That Back the Process
DD 2.5 — Who Has the Legal Right to Collect: Chain of Title on Debt
DD 2.6 — The Wet Signature Question: Demanding Proof of the Original Agreement

DD 3.1 — The Three Mailing Packages: What They Are and Why You Need All Three
DD 3.2 — Mailing Package 1: The Debt Validation Letter
DD 3.3 — Mailing Package 2: The Follow-Up Letter
DD 3.4 — Mailing Package 3: The Escalation Letter
DD 3.5 — Credit Bureau Dispute Letters
DD 3.6 — How to Send, Track, and File Your Letters

DD 4.1 — When to Consider Filing Suit
DD 4.2 — Small Claims Court Basics
DD 4.3 — How to File a Small Claims Complaint Against a Collector
DD 4.4 — Preparing for and Appearing in Small Claims Court
DD 4.5 — Using the Threat of Suit as Settlement Leverage

DD 5.1 — Why Student Loans and Mortgages Are Different
DD 5.2 — Student Loan Debt: Federal vs. Private
DD 5.3 — College Funding Alternatives
DD 5.4 — Mortgage Debt and FDCPA Application
DD 5.5 — Stop/Slow Foreclosure Actions

DD 6.1 — What to Say When a Collector Calls
DD 6.2 — What to Do If You're Sued by a Collector
DD 6.3 — Process Servers and Your Rights
DD 6.4 — What Happens to Your Credit During This Process
DD 6.5 — How Long Does This Take?
DD 6.6 — What If They Take Me to Court Anyway?

DD: Advanced Escalation

Delete Debt Member Page
Session 1 – Delete Debt Fast Manual
Session 2 – Documents to Prep
Session 3 – Enforcement – Starting Your Own Suit
Session 4 – Reference Laws and Reasons You Can Enforce
Session 5 – Agency Complaints and Criminal Complaints
Session 6 – Common Questions
Session 7 – Student Loans & Mortgages BONUS

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DD 6.1 — What to Say When a Collector Calls

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